It feels good to know that I am not getting any deeper into debt anymore. The down side of this situation is that I have to really budget now. Like, really budget. I can't just decide to make a purchase on a whim, because doing so now means I am going to overdraw my checking account. That is probably what got me so deep into this hole anyway.
I'm still just a little bit scared that something is going to come up that I won't be able to handle with my cash-on-hand, and will end up needed to resort to credit.
I have my "Dave Ramsey baby step 1" emergency fund of $1,000 in savings, so I think I should be able to thwart off any potential emergencies, as long as they are $1,000 dollar issues or less.